A bank files a currency transaction report for transactions in currency of more than $10,000:
- Filing
- Each deposit, withdrawal, exchange or other payment or transfer in currency of more than $10,000 by, through or to the bank citation 1
- Aggregate
- Several in one business day count as one if the bank knows they are by or on behalf of one person citation 2
- Exempt
- Transactions of exempt persons need not be reported citation 3
- Deadline
- File within 15 calendar days citation 4; keep copies for five years citation 5




